Paul Krugman in today's NYT: Financial Russian Roulette. I say, fuck Lehman. It will most likely suck for everybody when the consequences are felt, but I and my offspring shouldn't be on the hook for the failure of a few assholes and their poor business practices.
"...if institutions need to be rescued like banks, they should be regulated like banks — why were we so unprepared for this latest shock?"
Taxpayers aren't an insurance policy; that's what the FDIC is for.
This article in the NYT, about the slow food movement, brings up a fascinating new trend: people are hiring gardeners to plant, maintain, and harvest a garden in their backyard. Have we become this lazy as a society?
According to this gas mileage savings calculator, I would not save any money trading in my Jeep for a Honda Fit. Well, duh.
I didn't see this back on the 5th, but the Maryland tech tax was repealed. Halleleujah, amen.
Is it just me, or does anyone else who has money deposited with Bank of America get nervous when reading this headline? It could be that they're just shoring up a bad investment, or making a smart one for the future. personally, I can't help thinking of A Night To Remember when I think of Countrywide.
McDonald's is going to make Cappuccino. The employees at the McD's down the street can't make a smile successfully; I don't think they're going to compete with a real barista. Sorry, I'm a coffee snob: Anyone who chooses to drink the excrement made at a McDonald's deserves to pay any markup they'll charge. Me? I'll pay for good beans and brew it myself.
Hey, this is sweet. From Lifehacker, a handy site which has a searchable list of recycling options, from christmas trees to computer equipment. Be careful about the big-box stores taking computer equipment, though—we've had some disappointing experience.
The Consumerist has posted an uber-directory of helpful steps and links in a Guide to Fighting Back, for those times when big companies have done you wrong. I don't like to think about it, but someday I will need this list.
For Baltimore, Housing Slump Slows a Revival, from the NY Times. Bottom line: It's slowed, and there are a lot of unsold houses on the market, but there are a lot of local businesses still fueling growth.
File this one under "What-if:" TransUnion is now offering credit freezes immediately for a fee of $10. The way I understand it, a credit freeze blocks access to one's credit report and score, making it impossible for an identity thief to open accounts in someone else's name. The other two credit rating companies have not changed their policies yet. Here's a page with info for each state, and here's the Maryland information. (via)
This is a link to Kodak's legacy support page for the DC3400. At some point, I'd like to hook this up to an old iMac and set it up to take time-lapse photos with Boinx iStopmotion.
via kottke, here are a dozen tax-saving tips for the self-employed. We're meeting with our tax pro this week, and some of these questions were already on our list.
Sad news from Mobtown: Historic Senator Theatre to be sold at auction. "Tom Kiefaber, the Senator's owner, acknowledged yesterday that he is $90,000 in arrears on a $1.2 million mortgage he took out on the 900-seat theater five years ago."
I'm as guilty as anyone else for not having seen a movie up there in years. This is awful news.
Here's a handy list of opt-out links from Lifehacker, via the NYT. The credit card opt-out link is worth the price of admission alone.
This little gadget plugs into a wall socket and displays just how much power any appliance or electrical device pulls when turned on. I'd buy this for the sheer geekery of it. (via)
Hmm, this is pretty cool. CarMD is a little gadget that plugs into your car's computer and diagnoses any problems it may have, along with estimates for repairs. Pretty slick.
Peapod, how do I love thee? More ways than can be counted, especially when work is coming fast and furious, and I have barely enough time to dress myself let alone grocery shop. A nice man with a wide smile just dropped off a weeks' worth of groceries, and shopping took all of 15 minutes. The internet is awesome.
Eyeglass stores are for suckers. This guy buys a pair of prescription glasses online for $81, and says they fit perfectly. Be sure to read the response and reply from an optometrist, which is a hoot. I'm considering this seriously—my last glasses cost about $350 total.
10 Geek Business Myths for startups. Good information here. (via)
I love Wikipedia. Doing a Google search on an unrelated topic, I found this article, and I think I almost understand it.
I saw a ton of Kawasaki KLRs in San Francisco when I was out there, and remembered that a friend recommended it. I like the idea of a 60-MPG bike that works well on and off road, with lower insurance rates. An old aircooled BMW would look cool, but this is a practical ride.
This page gives an idea of how much patents cost, along with a pile of other good information about copyright and trademark. (via)
HOWTO: Change your own brake pads. Not for the mechanically uninclined.
The End Times Are Upon Us, Insurance Division. Run, people, run away from Louisiana. The fact that this one judge will be hearing the bulk of the Katrina insurance cases bodes poorly for normal folks trying to rebuild.
Freelance Rate Formula.
Having just sweated through a large proposal, I was having a hard time justifying my pricing. Until I read this article, when I got a reality check. Excellent reading.
Zillow.com
Instant real estate evaluations, based on some proprietary calculations and public data. Yikes! (via)
Overvalued.
A new daily fix, about houses that are way overpriced in markets that are way overvalued. Good times.
Winged Cars.
More specifically, the RoadRunner/Charger winged race cars of '69-70. You may call them ugly, outlandish freaks (and the inspiration for a million winged rice rockets of the current day) but I find the subject fascinating. Also, check out Cars in Barns.
Double Bass Links. Someday, when i have a lot of money and some free time, I'm going to buy me an upright bass. Until then, this fellow has what could be called the largest pile of upright bass links on the internet.
Saying No To Wal-Mart.
Everybody and their grandmother has linked to this, but it's a great story. The plastic chairs thing is a fascinating touch, and I wonder what it's supposed to convey to the vendors—humiliation or humility?
Consumerist.
From the folks who brought you Gawker. Horror stories about buying stuff.
State Salvage.
More weird stuff than you can shake a stick at. And it's next to the prison!
Electronics Recycling Oct. 22
Baltimore County recycling. I have an iMac and a pair of monitors that need to be disposed of properly.
Crib Candy
Just in time for me to not be able to afford any of it. Nice stuff, tho.
Cool Stuff.
There's all kinds of wacky stuff in here I'd buy. (via)
Gas Station Prices.
MSN trying to out-Google Google. Still, it looks kind of handy... Update: doesn't work in Safari, naturally.
Gulp.
Wow. I had no idea about this. I's a good thing we're nuking our credit card debt this month. (via)